Our Mission

Our mission is to help our clients build financial strength by carefully exploring their individual needs, goals, and values through a fundamentally sound financial planning process.

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What Should You Expect?

Every person that sits down with Ray should come to expect the same things:

  • Knowledgeable: Things change fast in the world of personal finance. It is Ray's responsibility to stay on top of these changes in order to best serve you and your family or business.
  • Professional: Each interaction you have with Ray and his staff will demonstrate his commitment to your financial well being. Ray and his staff are courteous, diligent, and respect each individual's need for privacy and security.
  • Personalization: Each individual, family, and business is different. Ray's goal is to help each client achieve their own financial goals. This cannot be solved with cookie cutter solutions, but rather through in-depth conversations exploring a client's unique situation and needs. 
  • Guidance and Leadership: Ray has an extensive background in education and leadership. Ray treats each client in a straight forward manner, educating them on the strategies and options that best suit them, while also providing leadership throughout the process.
  • Honesty and Integrity: A fundamentally sound financial planning process requires a great deal of trust between both parties. Ray believes in treating each client like his family, helping them make decisions that will serve them best in the long run.

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The Northwestern Mutual Difference

Backed by the strength of Northwestern Mutual, my team and I provide you with a balanced approach to achieving your goal of financial security, assuring that your intentions have been understood and your needs are being addressed. And when it comes to implementing solutions, the full capabilities of Northwestern Mutual are leveraged to provide you with exclusive access to a comprehensive variety of products and services.

Ray Costa Jr, M.Ed.

Financial Advisor

Our Strength is Your Strength

For more than 160 years, we’ve been there for people when they need us most, through all economic conditions. We’re pleased to announce that 2017 was another strong year. Read more.

If you live for it, we’ll help you plan for it.

See what our version of financial planning looks like.

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6 Risks That Can Impact Your Retirement

Make sure your money lasts as long as you do. Learn about the risks that can impact your financial security in retirement. VIEW NOW.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck